• Cash App

    As a cash transfer mobile tool launched by Square in 2013, Square Cash allows users to directly send money to each other from a linked debit card, credit card, or any available funds in your Cash app. SquareCash is available for personal and business use and creating two accounts for different payment use is highly recommended. For business account users, Square Cash lets you request payments at the price of 2.75% per transaction.

    It's free to download and signing up the app both for Android and iOS users. Square Cash doesn't charge any transaction fees for linked debit cards, but it charges 3% fee per transaction for credit cards users. Also, free transactions are limited to $2,500 a week and there are no limits on the amount of money you can receive.

    __ADS__

    Features

    Fees and Limits

    Square Cash transactions are free for debit cards, but it charges 3% fee per transaction for credit cards or bank accounts users. Free transactions are limited to $2,500 a week after verifying your identity with name, date of birth, and the last four digits of your SSN. If you are running a small business, you can install Square Cash Pro which has no money amount limit but will charge 1.5 percent for debit card or bank account transactions.

    $Cashtags

    Every Square Cash user will receive a personal $Cashtag through which people can send money directly without asking for phone numbers or email addresses. $Cashtags provide the easiest way for non-Square Cash users to pay you.

    __ADS__

    Pros and Cons

    Pros

    • User-friendly design

    • You can store some money in the Cash Drawer

    • Several methods for sending and requesting money

    • You can store some money in the Cash Drawer

    • Perform simple payment tasks on Smart Apple Watch

    Cons

    • Charge fees per transaction for credit cards users

    • Lower spending limits than competitors

    • $Cashtags are not so attractive

    Bottom Line

    Square Cash offers the simplest money transferring option for family and friends, or to transfer money anonymously with the $Cashtag feature.

  • Zelle

    Zelle app will provide you a fast, safe, and easy way to send money to friends and family as it has partnered with leading banks, and credit unions across the U.S., which will make your money goes straight into the receiver's account. It is very convenient, especially when you send money to enrolled Zelle users that already have access through their financial institution.

    Forget about paying in stores! You can settle up with almost anyone you know and trust with your recipient's email address or U.S. mobile number with this fantastic app.

    __ADS__

    Get Started:

    1. Firstly Download the Zelle app.

    2. Use a Visa® or Mastercard® debit card linked to a U.S. checking account to enroll; or

    __ADS__

    3. If your bank supports this feature, you can use your online banking username and password to register the app.

    4. Inputting U.S. mobile number or email address of a person to pay.

    5. Confirm the amount and hit send. If the person who is going to receive money has already enrolled with Zelle, they'll quickly get the money. If they haven't enrolled, they will be notified and need to follow a few simple steps to complete the payment.

    Summary:

    Zelle is free to use, but when used on your smart device, you need to pay fees associated with your carrier's message and data rates, and you must have a bank account in the U.s. to use it. Besides, Zelle has no international payments or in-store/web store payments. If you want to send money with Zelle, your recipient must be members of one of 30 Zelle partner banks.

  • IRS2Go

    Now that the tax season is here, we highly recommend IRS2 to those haven’t had it through. IRS2Go is the official mobile app of the IRS (Internal Revenue Service). This app allows you to check your refund status, make a payment, find free tax preparation assistance and sign up for helpful tax tips wherever or whenever you want. With its connection function with IRS servers to retrieve the refund status after inputting the filing status and the expected amount of return tax, you will have a better management on the issue of return, payments and tax. Available for Android, iOS and even tablets devices.

    __ADS__

    Features

    ♥ Check the status of the federal tax refund

    Taxpayers can also get the status of the federal tax refund through the Get Refund Status page on IRS2Go application. Meanwhile, it will not mask users' filing status and refund amounts but the Social Security number.

    ♥ Make tax payments

    In addition to checking the refund status, with the IRS2Go app, users can also make tax payments by paying directly from your bank account or using a credit or debit card. In the meantime, the secure IRS Direct Pay feature can be used by individual taxpayers for free.

    ♥ Subscribe to IRS tax tips

    The tax tips are published by IRS daily through the filing season. Tax tips will be delivered via email to users who use smartphones after subscribing.

    ♥ Subscribe to the IRS' social media feed

    Users can subscribe to the official IRS Twitter feed and @IRSnews because there are two most recent Twitter messages from IRS. Besides, users can also follow IRS on Tumblr and YouTube.

    __ADS__

    Q&A

    Here we are trying to answer some questions you ask frequently

    Is IRS2Go safe to use?

    This app is released by the Federal Gevernment and is by far probably the most popular among a handful. IRS2Go adequately secures data communications and does not store sensitive or Personally Identifiable Information on the smartphone. Although IRS2Go is secure and safe to use, further enhancements in the developing process could be made in the future to ensure your privacy and security.

    Where is my refund?

    Many of you may be eager to know when you can have your refund. Even if you check “Where is my refund” every five minutes you won’t have anything new. The status of refunds is refreshed only once a day, generally overnight.  

    According to IRS, 90 percent of the refunds are issued within 21 days. There aren't any secret tricks to checking on the status of a refund. The best way to check the status of a refund is online through the “Where’s my Refund?” tool at IRS.gov or via the IRS2Go phone app.

  • Venmo

    Launched in June 2012 by PayPal, Venmo is a mobile payment allowing users to make direct money transfers or card payments between friends using a mobile phone app. To use Venmo service, you need to link to your credit card, debit card or checking account. Users can store some money in Venmo or cash them out to a bank account immediately. Venmo has also recently added a feature that enables websites and businesses to add payment services.

    Venmo is available for Android, iOS, and Blackberry. It simplifies money transfers between individuals and also avoids the awkward face-to-face talks about money like who owes whom a couple of dollars.

    __ADS__

    Features

    • Pay friends or family with a Venmo account using someone's name, username, phone number or email address.

    • Venmo enables you to find friends automatically by syncing your phone contacts or Facebook friends.

    • Use your Venmo account to make purchases in mobile apps and share your buying with friends. You can also check out to see what your friends are buying.

    • Venmo helps you to keep track of what you bought, when and from where.

    • After you pay with Venmo, you can split the bill with friends more easily.

    • Venmo will keep your actual card and bank info stay secure by using data encryption

    __ADS__

    Safety concerns of Venmo

    To protect users against unauthorized transactions, Venmo adopts bank-level security, data encryption and PIN codes set up by users for mobile application use. However, it happens when these security measures fail to protect users' account information, leaving users to suffer financial loss.

    The most frequent complaints about Venmo is the company’s inability to email users when big changes have been made to their banking account information. In other words, hackers have the full freedom to change users’ passwords and transfer their money, yet users have no idea about all of this.

  • PayPal

    PayPal is an American online payment service released by PayPal Holdings, Inc. The original company was established in 1998 to produce security software for some handheld devices. One year later, Paypal decided to change the direction where the country was headed by turning into a money transfer system in 1999 at Confinity. It attracted many investors and was acquired by eBay in 2002 for $1.5 billion. PayPal became the mostly-used payment method by a majority of eBay users. On September 30, 2014, eBay spined off PayPal into a separate publicly traded company.

    With PayPal, you can pay with PayPal in your favorite stores, restaurants, shopping malls and more. Use the app to pay with your phone. PayPal also allows you to transfer money between friends in a quick and simple way.

    __ADS__

    PayPal Features

    ♥ Send and receive money faster

    Say goodbye to old days when you have to run to the bank to draw out cash and pay it to people or rummage your bag for purse or waiting to get changes. Here all you need is an email address and password.

    ♥ Send money to anyone with no charge

    For people who have Paypal account, it's free of any charge to send money to each other in the US. Currently, you can send money to anyone with a PayPal account in more than 100 countries as long as you have their mobile phone number or email address. What's more, the person who receives your money is allowed to withdraw it by a single tap.

    ♥ Request payments with ease

    Send a request for money through email which allows people to pay you back. It's super handy when you need to gather money to buy a group gift or sell thing online; PayPal will make paying easy for both two parties.

    ♥ Safe and sound with PayPal Refunded Return service.

    For people who used to online shopping, things often happen that the item you purchase is not exactly the same as you the picture you see on the internet. With PayPal, you don't need to worry about and just send it back. PayPal will reimburse your return shipping costs, up to 4 times with money limited to 20 $. You just need to activate it on Refunded Returns to enjoy the service .

    __ADS__

    PayPal.Me

    PayPal released a peer-to-peer payment platform "PayPal.Me" in 2015, which allows users to send a custom link to request payments via text, email, and other messaging platforms. PayPal.Me aims to create a mobile-first user experience offering faster payment sharing than PayPal's traditional methods.

  • Google Pay

    Developed by Google LLC, Google Pay offers users a fast way for users to pay for Google in stores, online and more. As a digital wallet platform, Google Pay enables users to book the ticket, buy clothes, and enjoy all the new experiences without the wallet.

    Google Pay can be compatible with multiple devices including Android, iOS, Tablets, Watches and more. It is easy for users to get started, just adding a card from the chosen bank and users can enjoy the best shopping experience immediately.

    __ADS__

    Features of Google Pay:

    ❍ Smarter Shopping

    Speed through to check out Google Pay on your phone, you can store anything you need and finish your payment quickly. Besides, the new Home tab enables you to enjoy all the information you want whenever you need it.

    ❍ Online Checkout

    Users don’t need to keep all the card details in their mind or fill out different forms on their phone. What they need to do is to click the Google Pay and spend less time checking out and more time checking in.

    ❍ Encrypted Information

    Similar to all Google products, Google Pay provides users strong security protections to safeguard their data and account for those threats. Google Pay will not offer you the real card details with the merchant but an encrypted number when making the payment in stores.

    ❍ Get Rewards

    Users won’t miss any opportunities to earn rewards by adding their gift cards and offers to Google Pay. They can even get some special offers when using cards to make payments with the selected merchants.

    __ADS__

    ❍ Pay Whenever You Like

    Google Pay can be available for millions of places all over the world ranging from corner shops to retail stores. Where there is the symbol of contactless payments, where the Google Pay can be used. Download Google Pay to enjoy the best shopping experience now!

  • Credit Karma

    Credit Karma helps you understand your credit to build a financial future. It offers free credit scores, reports and handy financial tools to get you fully access to your credit.

    Credit Karma is not only a customized marketplace but also a free consumer service center. More than 40 million users use Credit Karma to manage their credit scores, reports and monitoring for free. And if you have some specific needs in financial products, we help you to specialize something useful.

    __ADS__

    Features:

    ★ Comfortable layout

    The Credit Karma app comes with a fresh and clean layout for you to manage.

    ★ TransUnion and Equifax Credit Score.

    Credit Karma will automatically keep updated your score whenever you make an alteration. It also compares your score and grades your credit nationally every day. Apart from across-country scores, you can also enjoy the service of Equifax credit score. Each of them adopts the VantageScore 3.0 model.

    ★ Equifax and TransUnion are providing reports.

    Both of the two reports update weekly, which offers more consistent monitor function to your credit report. If there are any errors, this will help you to find and correct them quickly.

    ★ Credit Factors Card

    Every factor consisted of your credit report can be looked up carefully including payment history,debt utilization, derogatory remarks, and credit inquiries. After a thought-through diagnose, you will your problem and enhance your credit score.

    ★ Credit Score Simulator

    Many people deem this as the most valuable and useful feature for it enables you to simulate credit actions and their possible impact. It often comes as a surprise for many that certain things they think little of turn out to result in big impact.

    ★ Free to use

    It is free to use Credit Karma and it never asks for your credit card information.

    __ADS__

    Final thoughts

    Credit Karma proves to be extremely useful when dealing with personal financial events. Compared to other similar applications that charge several dollars, Credit Karma offer free credit scores and reports basically for free.

  • GEICO Mobile

    As one of the most popular insurance-related smartphone applications on the market, GEICO Mobile app makes it simple for people to pay bills, view coverages, update claims and more. This application has more additional features than what you have expected from your insurance provider.

    The GEICO Mobile app can be available on almost every mobile devices including iPhone, Android smartphones, tablets, and event the Kindle Fire. And the experience of using this application on each device is going to be somewhat similar because they are based on the same software.

    __ADS__

    Compared to other insurance company smartphone apps, The GEICO Mobile app is different, and it can serve as a replacement for their website. There are many features included in this application which will be introduced in the following part.

    Key Features

    ❍ Obtain an insurance quote

    ❍ Pay your premium bill

    ❍ View claims status

    ❍ Display mobile ID cards

    ❍ Update claims information

    ❍ Check your insurance coverage limits

    ❍ Find out about available insurance discounts

    ❍ Request roadside assistance

    ❍ Change your payment plan

    ❍ Voice assistance

    ❍ Email GEICO from your mobile device

    ❍ Locate the nearest GEICO agent

    ❍ Access insurance ID cards

    ❍ Make updates to your policy

    __ADS__

    Pros and Cons

    Pros

    ✤ Easy to operate

    ✤ Allows updates to policy

    ✤ offer quites for new policy

    ✤ Digital ID Cards provided

    Pros

    ✤ Reports of this app do not work on certain devices

  • TurboTax

    TurboTax: Snap, Tap, Done. With TurboTax, you can have your taxes done anywhere at any time. All you need is to take a photo of your W-2, answer several simple questions about your life, and efile safely from your mobile device or computer.

    TurboTax automatically double-check your move, so you can be sure that your taxes are done right.

    __ADS__

    Features:

    ◆ Snap a photo of your W-2 and get automatically filled with tax forms.

    ◆ Step-by-step guidance to help you check if there's a mistake.

    ◆ Search more than 350 tax deductions and credits.

    ◆ Secure access on your device.

    __ADS__

    To use the TurboTax app, the Internet access is required. TurboTax pricing is based on your tax situation and varied by products.

  • Fresh EBT

    Fresh EBT is the #1 rated EBT App to check your food stamp balance, track your EBT spending, get deposit date reminders, and find ways to save money throughout the month. Join over 2 million families who use Fresh EBT today!

    __ADS__

    Features:

    • Check your EBT balance instantly - no phone calls or receipts

    • Track your purchase history to avoid surprises

    • Get a notification on your regular deposit date

    • Save money with grocery coupons

    • Find resources to help you save money

    • Find local, flexible jobs to earn extra income

    • Accurate, secure, and free

    More:

    AVAILABLE IN EVERY STATE

    Fresh EBT works with every food assistance program and EBT Card in the U.S, including Quest, ebtEDGE, ConnectEBT, California CalFresh, Texas Lone Star, Florida & Pennsylvania ACCESS cards, Illinois Link, MI Bridge, Oregon Trail, and more.

    Fresh EBT supports WIC EBT benefits in Colorado, Florida, Indiana, Iowa, Michigan, Nevada, Oklahoma, Oregon, Vermont, and West Virginia.

    SAVE MONEY WITH GROCERY COUPONS AND FREE RESOURCES

    Find stores that accept EBT on the Near Me map and clip coupons directly to your grocery store loyalty card to save money when you shop. Browse additional resources to help you save and earn money, including other government benefits, flexible job opportunities, local food banks, free Android phones, and exclusive deals on Fresh EBT.

    __ADS__

    FEATURED IN THE WALL STREET JOURNAL AND FORBES

    “Propel: An App That Makes Checking Food-Stamp Balances Easier” https://www.wsj.com/video/series/financial-inclusion-in-america/propel-an-app-that-makes-checking-food-stamp-balances-easier/C2590842-E0F4-4E15-8036-C23B218D64D8

    “This startup helps food stamp recipients make their EBT benefits last” www.forbes.com/sites/annefield/2017/04/29/this-startup-helps-food-stamp-recipients-make-their-benefits-last/

    PRIVATE AND SECURE

    Fresh EBT does not store, transmit, or sell your personal data to any third party. All communication with the app are fully encrypted. Fresh EBT lets you view your benefit information but you cannot make transaction with the app, so your benefits are safe.

    Fresh EBT is not affiliated with any United States government entity or EBT card issuer. Fresh EBT connects to your state's EBT portal to retrieve information on your behalf. Fresh EBT is built by Propel, a software company that aims to help low-income Americans get back on their feet. Learn more at www.freshebt.com and email us at [email protected]

  • Chime

    Chime is a free mobile banking platform that will help manage your finances from anywhere. You can benefit from micro-savings and rewards features every time you use the Chime debit card once you sign up for a savings account.

    Created in 2013 by Chris Britt and Ryan King, Chime is designed to cater to anyone who likes to use the bank on a smartphone than a brick-and-mortar institution.

    __ADS__

    Main Features:

    1. Users can get their paycheck up to 2 days early with direct deposit

    2. No unnecessary fees like service fees, foreign transaction fees

    3. Over 38,000 fee-free Moneypass ATMs

    4. Without the requirements of minimum balance

    5. No overdraft

    6. Notifications on real-time transaction

    7. Daily balance alerts

    8. Block your card in-app

    9. Grow your savings automatically with your Savings Account

    10. Users can send money to family members and friends with Pay Friends

    11. Deposit checks using Mobile Check Deposit

    12. When you forget your wallet, you can use Google Pay and Samsung Pay

    13. Easily move money between your other bank accounts

    14. EMV chip card security

    15. Friendly and responsive customer support

    __ADS__

    More:

    How to switch banks:

    Step1: Open Your Account: Download the app and sign up. You will receive a Chime card within two weeks.

    Step2: Fund Your Account: Set up a direct deposit to have funds deposited to your Chime account every payday. You can connect with other bank accounts and transfer funds from an existing bank account.

    Step3: Update Bill Payments: Add your Chime card to Google Pay or Samsung Pay and activate it, then set up recurring bill payments with your Chime card number or Chime account and routing numbers.

  • Dave

    Advance up to $100 from your paycheck interest fee. No credit check. With Dave, you can budget your upcoming expenses and be protected from bank fees for only $1/month.

    "Dave Banking is here!" Sign up for Dave Banking and you’ll get up to a $100 advance from your next paycheck.

    __ADS__

    About Dave:

    MARK CUBAN

    "I invested in Dave because I got crushed by overdraft fees in my 20’s. For anyone who wants to be successful, I always advise to cut down on useless expenses and save money. Overdraft fees are the definition of useless."

    "Winner of the prestigious JP Morgan 2017 Financial Solutions Lab"

    Dave provides paycheck advances and budgeting assistance to anyone in need. Dave will help you avoid overdraft fees, plan for upcoming expenses and spot you up to $100 when you need cash fast.

    Worried about spending too much? Dave can help you budget your personal expenses and avoid overdrafts with friendly announcements. Automatic payments for things like Netflix and insurance can make budgeting tricky, but he can help there too!

    Dave can even help you find a “Side Hustle” to bring in extra money between paychecks.

    Want to be philanthropic but don’t have the budget for it? Dave even helps the environment. If you tip Dave, we plant a tree for every % that you tip.

    Whether you’re hit by sudden expenses or need a little extra to make it to the next paycheck, Dave is here to help. Download Dave now and to stay ahead of overdrafts and get a payday advance when you need it.

    __ADS__

    DAVE FEATURES:

    ►NEVER OVERDRAFT AGAIN◄

    • Instantly advance up to $100 from your next paycheck.

    • No interest. No credit checks. Just pay your advance back on payday.

    • Connect directly to your bank account to borrow money fast.

    • Dave saves the average American an average of $500 a year.

    ►BALANCE YOUR BUDGET◄

    • Supercharge your checking account with budgeting tools and predictive alerts.

    •: Plan for upcoming expenses like your rent, phone bill or even places you go to often like McDonald’s.

    ►ALERT◄

    If you spend more than you planned for, Dave can send you alerts.

    Budget and account for automatic recurring payments.

    ►SIDE HUSTLE◄

    • Find ways to earn extra money on the side.

    • Apply for side gigs like Uber or Doordash right from the app.

    ►GIVING BACK◄

    • For every % tip you leave, Dave plants a tree in partnership with Trees for the Future.

    • Thanks to Dave users, millions of trees have been planted so far.

    • Planting trees provides families with food, income, empowerment, unity, leadership, education and even saves lives.

    • Now you can give back by borrowing, no matter what your budget is.

    ►WHAT PEOPLE ARE SAYING◄

    “This $1/mo subscription appears radically reasonable beside the cost of overdraft fees ($34).” Dave advances are 0% interest. The average overdraft has an interest rate of 17,000% and payday loans are crazy expensive at 600% interest or more.”

  • Robinhood

    Robinhood allows users to buy and sell stocks for free! You can check market data in real-time, build a personalized list, and place trades with a few simple steps.

    __ADS__

    Features:

    - Free trading with $0 commissions for self-directed individual cash or brokerage margin accounts that trade U.S. listed securities via mobile devices.

    - Build a personalized stock list with historical data and detailed charts - Access market data and quotes in real-time.

    - Place market, limit, stop limit, stop loss, and good until you cancel orders.

    - with simple color schemes, it can quickly tell when the markets are open or closed.

    Security:

    - with a custom PIN code, it will authenticate quickly .

    - By using SSL, your personal information is fully encrypted.

    Account Protection:

    - As a member of the Securities Investor Protection Corporation (protecting securities members up to $500,000), Robinhood Financial is highly reliable.__ADS__

    Notes:

    All investments involve risk, and Robinhood Financial does not guarantee future results or returns. The potential of losing money always come along when you invest in securities or other financial products.

  • Earnin

    Earnin is an app to let you draw small amounts of your earned wages before payday. Unlike a payday loan, it doesn't charge any fees. It has immediately become a top-10 app in finance.

    __ADS__


    About Earnin:

    How to sign up?

    1. Connect your bank and input the information about your work spot.

    2. Once the app confirms your hours worked, you can cash out those hours instantly.

    3. The app will debit your account for the money you cashed out on payday.


    Need your cash out instantly?

    Set up Lightning Speed by connecting your Earnin account to your debit card, which will eliminate the wait time between the money arriving in your bank account and your cash out.


    Need help avoiding hefty overdraft fees?

    Balance Shield Alerts will notify you when your bank account is low. Sign up for it and turn on Balance Shield Cashouts to get $100 of your earnings deposited into your account, which will avoid an overdraft.


    Have trouble remembering which bills are due?

    Use Calendar to inform you of any upcoming payments and no need to worry that bills are due.


    Need extra cash?

    Sign up for Cash Back Rewards will earn you up to 10% cashback when you shop at 1000s of participating local restaurants and stores.

    __ADS__


    More:

    1.Earnie Limits: All users can withdraw up to $100 in a single day. However, individuals will have varying per-day-period limits between $100 and $500.

    2. Not Everyone Can Use it: It should depend on the type of work users do, and the way users get paid.

    3. Could still get expensive:  Though you don't tip every time when you use Earnin, you're still paying for access to your money when you do tip. And the money can add up quickly than you think.

    4. Still better than a payday loan: Earnie works out better than a payday loan as there are no ongoing interest and fees.


  • Chase Mobile

    Created by JPMorgan Chase & Co, Chase Mobile is Chase Bank's mobile app which allows users to manage their online account access from anywhere at any time right from the palm. Both available in English and Spanish, the app provides how-to videos for new users and state-of-the-art security to protect personal banking security and privacy.

    Chase Mobile app supports both Android and iOS systems, and the most recent update version has a 4.5-star rating on iTunes and Google Play Store with more than 1000,000 people having rated the app.

    __ADS__

    Key Features

    ● View your credit card and debit card rewards status

    ● Check your account transation history and real-time account information

    ● Pay your credit cards and other bills

    ● Send, request and transfer money between chase accounts

    ● Contact or consult a representative quickly within the app

    ● Find the nearest Chase bank branches or ATMs

    ● Deposit checks with Chase QuickDeposit

    ● Set alerts for bank account activity notifications

    Pros and Cons

    Pros:

    ● User-friendly interface

    ● Easy and fast mobile deposit feature

    ● Convenient and secure fingerprint login

    ● Useful branch and ATM locator

    Cons:

    ● The message center can be difficult to navigate

    ● Too many steps required to set up an automatic payment

    ● Complex transactions like loan are hard to manage with the app

    ● For people who have multiple accounts, it cannot set up one account as the default one.

    __ADS__

    Bottom Line

    With good user reviews, high number of downloads and fingerprint login, the app can be a good choice for people in frequent need of basic banking transaction or anyone who prefers to use mobile apps instead of going to banks.

  • Stash

    Join 4+ million people on Stash, a personal finance and investing app where you can buy stocks and funds with $5, experience banking with benefits, save and budget smarter, and learn as you go.

    We offer three subscription plans: Stash Beginner, Stash Growth, and Stash+. Each plan is designed for a range of needs and goals and offers unique ways to save and invest. You can pick the plan that’s right for you, with the option to switch as your life changes.

    --Transparent Pricing--

    Stash Beginner ($1/mo.)*

    • Includes: Personal investment account & bank account access

    Stash Growth ($3/mo.)*

    • Includes: Everything in Beginner + a retirement account

    Stash+ ($9/mo.)*

    • Includes: Everything in Growth + 2 custodial accounts, metal debit card†, 2x Stock-Back™ rewards‡, & monthly market insights.

    __ADS__

    Get Your Pay Up to 2 Days Early§

    All plans include access to the Stash debit card, which comes with our FDIC-insured banking account. You can get paid up to 2 days early with direct deposit. Plus, no overdraft‖, minimum balance, set-up, or hidden fees.¶

    Earn Stocks & Funds As You Spend

    You can use the Stash debit card to earn stocks and funds through our Stock-Back® rewards program, building a portfolio that reflects where you shop#.

    Investing with Just $5

    Unlike other apps, Stash lets you buy fractional shares of 200+ stocks, bonds, and ETFs—with no add-on trading commissions*. We offer personal, retirement, and custodial (for children under 18) investing accounts.

    Unlimited Education

    Stash Learn can help you become a finance whiz. Read investing learning guides, stay up to date on financial news, and get tips on saving, budgeting, and investing.

    __ADS__

    Automatic Saving & Investing

    Auto-Stash is always included. Save spare change with Round-Ups. Save effortlessly with Smart-Stash. Or try investing regularly with Set Schedule.

    *You’ll bear fees/expenses reflected in pricing of ETFs you invest in and may incur ancillary fees charged by Stash or its custodian not in monthly subscription price.

    † Metal cards will start shipping Winter 2019. Plastic cards will be used until then.

    ‡ Qualifying purchases only. See T&C: https://bit.ly/2KLOqbN

    § Early access to direct deposit depends on deposit verification & when Green Dot Bank gets notice from employer. May vary between pay periods.

    ‖ Transaction is declined. No fee charged.

    ¶ Other fees apply to the bank account.

    # Stash Stock-Back™ Rewards is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any respective affiliates. None of the foregoing has any responsibility to fulfill rewards earned in this program. To earn rewards, the Stash Debit card must be used to make a qualifying purchase. T&C: https://bit.ly/2KLOqbN. Must also have a taxable brokerage account on Stash to be eligible for Stash banking account.

    Disclosure

    Debit Account Services provided by Green Dot Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc. Investment products & services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Securities offered through Apex Clearing Corporation, Member FINRA/SIPC.

  • Paytm Canada

    We are Canada’s most rewarding app. Pay your bills all in one place, earn rewards and redeem them with your favourite brands like: Amazon, Uber, Starbucks, Esso, Tim Hortons, Indigo and more. It’s that simple.

    __ADS__

    HOW IT WORKS:

    • Search from thousands of service providers to conveniently pay all your bills

    • Link your credit card, bank account or add money to your Paytm Cash

    • Collect Paytm Points for every payment that you make

    • Redeem Paytm Points for FREE or discounted rewards from your favourite brands

    __ADS__

    We’ve been featured in Forbes, The Globe and Mail, The WSJ, Narcity and more. Find out what the buzz is about and join today!

    We also understand the importance of keeping your data safe and secure, which is why we’ve implemented the same encryption technology that most Canadian banks use.

  • MyBlock

    Take control of your tax life and manage your Emerald Card® Account all year long.

    - Capture charitable donations, receipts, and tax documents on-the-go.

    __ADS__

    - Check your card balance, view your transaction history, and find ATM and Reload locations.

    - Estimate your potential refund.

    - Find an H&R Block office or schedule an appointment.

    - Access your current and prior-year tax returns with ease.

    __ADS__

    - Keep tabs on your return status.

    - Make a payment to your Emerald Advance Line of Credit.

  • Progressive

    Easy access to your insurance, whenever and wherever you need it.

    __ADS__

    Here are some things you can do with the Progressive App:

    · View coverages, discounts, ID cards, documents, and policy details.

    · Report and add photos to a claim.

    · Pay your bill by credit card, debit card, or checking account.

    · View your billing history and upcoming payment schedule.

    · See your progress in Snapshot®.

    · Quote or make a policy change.

    · Request roadside assistance, exactly when you need it most.

    · Take and submit photos of documents that we've requested from you.

    · Get in touch with your agent and claims rep.

    · Start an auto insurance quote—and then buy online.

    __ADS__

    More:

    Learn how we use your app permissions:

    http://www.progressive.com/android-app-permissions/

  • Truebill


    TRACK EVERYTHING IN ONE PLACE

    Truebill, the most convenient and big picture personal finance tracker, budget planner and bill reminder app.

    Bill tracker app, Truebill’s user friendly interface lets you seamlessly track everything from expenses & spending to upcoming bills - all while putting money back into your pocket! The budget planner and bill reminder keep track so you don’t have to.

    __ADS__

    WHY DO THOUSANDS TRUST TRUEBILL?

    ◉ NBC: This Startup Is Helping People Find Forgotten Money

    ◉ CNN: How To Shave Hundreds Off Your Credit Card Bill

    ◉ Fortune: There’s Now A Startup To Help You Cancel All Those Subscriptions

    ◉ TechCrunch: Truebill Wants To Help You Manage Your Online Subscriptions

    ◉ Chicago Tribune: 15-Minute Fixes For Your Family’s Finances

    __ADS__

    THE BUDGET PLANNER AND BILL REMINDER

    Truebill, a budget planner and bill reminder app, evaluates your financial standing holistically, giving you a personal finance tracker & bill tracker app that balances automation and customization to make money saving as easy as possible.

    Truebill is free to use and offers a wide array of tools all on one simple platform. Save money by managing your subscriptions and bills. Truebill, monthly bill organizer, will automatically detect and manage subscriptions, helping you to keep track of everything --even the ones you may have forgotten about!

    Truebill is a budget planner and bill reminder you can trust!

    THE BILL TRACKER THAT ACTUALLY HELPS YOU SAVE MONEY

    Log-in to easily view your monthly bill organizer to stay on top of subscriptions, enjoy easy cancellation and bill negotiations handled by Truebill on your behalf. Having a personal finance tracker in your pocket to manage bills will put an end to late fees and overdraft charges.

    Join the thousands using Truebill, expense tracker & spending tracker app to feel confident and in control of your finances. Users see savings of $512 per year by using the budget planner to track spending, manage subscriptions & lower bills. You can even receive credits for things like internet outages - automatically by using this simple expense tracker and spending tracker app.

    Examples of how Truebill will save money automatically:

    ✓ Negotiating the best rates on cable, internet, and cell phone bills

    ✓ Getting you credits for service outages you may not even know about

    ✓ Manage subscriptions, cancel unwanted subscriptions, and keep track of recurring bills

    ✓ Track and manage bills with our monthly bill organizer

    ✓ Get bank fees refunded, automatically

    MANAGE BILLS & SUBSCRIPTIONS TOGETHER

    Bill tracker app, Truebill, is easy to use and your next step towards taking back time and money lost on managing subscriptions, tracking expenses, spending, and budget planning. Truebill expense tracker is your free personal financial tracker and the only app designed to put money back into your pocket.

    Truebill is an intuitive monthly bill organizer & bill tracker app created to save money automatically. Our proactive spending tracker & expense tracker tool highlights trends and subscriptions, keeping you in the loop with alerts from the budget planner.

    “What an amazing spending tracker & bill tracker app! I use Truebill to manage bills, manage subscriptions, and as a budget planner and bill reminder.”

    “This is THE BEST bill tracker app on Android!”

    “For those of you who are looking for a solid expense tracker and spending tracker, look no further. I was able to save money the moment I installed Truebill by cancelling subscriptions and lowering two of my bills. Best personal finance tracker I’ve ever used”

    Truebill, budget planner and personal finance tracker app is the best app to help you manage bills & subscriptions, track spending and save money.

    By downloading and using Truebill, you agree to our current Terms of Use (truebill.com/terms) and Privacy Policy (truebill.com/privacy).


  • Green Dot

    The Green Dot app is designed to help you manage any Green Dot debit card or bank account! This includes the new Green Dot Unlimited Cash Back Bank Account:

    Earn 3% cash back when you buy online and through apps. Save up money in the Green Dot High Savings Account and earn up to 3% annual interest. Free cash deposits using the app.

    __ADS__

    Free ATM’s

    Waive your monthly fee

    NO overdraft fees

    NO minimum balance requirement

    Easily manage any Green Dot Bank account at any time. This app allows you to…

    Sign up for or register a new account

    View balance and transaction history and see other account information

    Pay bills and P2P money to friends

    Deposit checks from your mobile phone

    __ADS__

    Set up account alerts

    Access chat customer support

    Want to know more? Visit GreenDot.com today.

    See the Account Agreement for pricing details and limits.

    © 2019 Green Dot Bank, Member FDIC,

    Green Dot Corporation NMLS ID 914924.

  • Albert

    YOUR FRIEND IN FINANCE

    Combining human guidance with cutting-edge technology, Albert automates your financial life — so you can be free to enjoy it. Build savings, meet bills, end the overspending cycle and develop your financial IQ, right from the palm of your hand.

    Download now to see why Forbes, Huffington Post, The New York Times and others have recommended Albert.

    INVEST FROM ANYWHERE

    Take your money to the next level with Albert Investments. Even if you have zero experience, you can put your money to work with commission-free investments.

    Let Albert customize an automatic, diversified portfolio for you or mix and match to build your own.

    __ADS__

    SAVING GOALS IN REACH

    Whether you want to pay off debt or book a dream vacation, Albert puts your goals in reach with automatic savings. We identify dollars you won't miss throughout the week, then set them aside for what's important.

    GENIUS ADVICE + HUMAN WISDOM

    Meet Albert Genius: a revolutionary feature offering guidance from our team of financial experts, or "geniuses."

    Our geniuses are real people, not bots, with knowledge that covers most financial areas. They work alongside the app to improve your financial health and provide personalized advice.

    Questions about investment plans? Meeting your bills? Paying off credit cards? Send us a text and we'll get to work.

    Some topics our geniuses cover: Budgeting • Credit cards • College savings • Insurance • Investments • Debt • Retirement • Student loans

    __ADS__

    ALWAYS WORKING FOR YOU

    We work in the background to spot unfamiliar charges, find extra savings and identify bills to lower. We send smart alerts in real-time, putting an end to financial surprises so you can stay on top of your money.

    PRAISE FROM THE PRESS

    ⁃ “The Albert app provides a personalized savings account and can look at car insurance policies and credit cards to find better deals. Banks are racing to catch up with such digital advances." — NEW YORK TIMES

    ⁃ "Dying for an app that takes the math out of budgeting? Albert would be the best choice for you." — FORBES

    ⁃ "For a clear picture of where my spending is going, access to advice and suggestions for where to improve, I’ll definitely stick with Albert." — HUFFINGTON POST

    FEATURES

    • A custom financial plan

    • Our on-demand support team of real financial geniuses

    • Albert Savings: the cutting-edge feature created to help reach your goals faster

    • Albert Investments: our commission-free service that helps anyone become an investor

    • Smart alerts for rising bills, bank fees and new subscription charges

    • Automatic account syncing puts all your finances in one clean interface

    • Thousands of supported U.S. financial institutions

    • 24-7 account monitoring for fraud and fees

    SECURITY

    • Your peace of mind is our highest priority.

    • Albert uses cutting-edge technology to protect your most sensitive information.

    INSURANCE

    • Funds in your Albert Savings account are FDIC-insured. Should anything happen to the member bank or company holding your savings, you'll be insured for up to $250,000 of your money in the account.

    • Funds in your Albert Investments account are SIPC-protected. This is a more limited protection against the loss of securities and cash held at a member firm up to $500,000 in the event the firm fails. This does not protect the securities you own from going down in value if the market changes.

    Albert Investments, LLC is a Registered Investment Advisor. Albert can only offer investment services to clients where Albert and its representatives are properly licensed. The content posted is solely to inform. Investments are risky: you could lose money, and past performance is no guarantee of future returns. Albert is only available to U.S. residents who are 18+. For more information, see our Form ADV Part II and our Terms of Use at albert.com.

  • Sweet

    Sweet is the #1 App for Phone Bills that helps you take the stress out of a better deal. See what you could save in seconds, and we'll take care of any hassles - that means no more store visits or support calls! Try Sweet for free today.

    HOW IT WORKS

    We'll ask you a few questions about your phone service, and we'll work hard to get you a better deal.

    SAVE TIME & MONEY

    Sign up in seconds and find out how much you could save on your phone bill.

    __ADS__

    RELIABLE NATIONWIDE COVERAGE

    A cheaper bill shouldn't mean sacrificing service or coverage - we work with the big guys, so you’ll still get fast & reliable nationwide service.

    ANY NETWORK

    Try Sweet from AT&T, T-Mobile, Verizon, Sprint, Cricket Wireless, Boost Mobile, Metro PCS, StraightTalk, or any other network provider.

    SECURE & PRIVATE

    We’ll never sell any of your personal information, and we secure it with the same 256-bit encryption technology that banks use.

    __ADS__

    BACKED BY GIANTS

    Sweet is back by trusted industry giants including PayPal, Quicken Loans, and AOL.

    FEATURED IN

    Inc., Forbes, Fortune, Venture Beat, Crain's

  • Acorns

    Acorns is a financial app that will guide you to invest, save, and spend responsibly for just $1, $2, or $3 per month. It is supported by leading investors, innovators, and press like PayPal, BlackRock, Ashton Kutcher, and CNBC. Come and join over 5 million investors and start investing your spare change for the future.

    __ADS__

    Main Features:

    1. Invest in your future

    · Automatically invest your pocket money from everyday purchases.

    · Study how to get more from spare change with easy-to-understand passages and videos from financial experts.

    · Withdraw or add your money whenever you need to.

    · Build your investment portfolio by answering a few questions.

    2. Spend smarter

    · Free or fee-reimbursed ATMs nationwide and No low-balance or overdraft fees.

    · Help you earn up to 10% extra bonus investments from select local businesses and restaurants.

    3. Earn bonus investments with Found Money 

    · Over 350 top brands that invest in you when you shop.

    · Earn more from side gigs with Uber, Airbnb, Lyft, and more.

    4. High-level security protection

    · All your information is protected by bank-level security.

    · Your investments are in the protection up to $500,000.

    · Continuous fraud monitoring.

    __ADS__

    Note:

    The app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Investments are not FDIC insured and may cause value lose, so please consider your objectives and Acorns fees before investing.

  • Wells Fargo Mobile

    With Wells Fargo Mobile app, you can manage your finances, make check deposits, transfer funds, and pay bills anywhere you go.

    Wells Fargo first launched its app in 2011 and has continually improved its product to serve more than 70 million customers better.

    __ADS__

    Main Features:

    1. Manage your Accounts

    • View crucial account information without having to log in with FastLook

    • Quickly access your accounts with Fingerprint Sign-on

    • See activity and balances in your accounts

    • Check your credit card transactions and manage your rewards program

    • Activate or replace credit/debit cards whenever you like

    • Conveniently enjoy Card-Free ATM access to your accounts

    • Easily set your language preference

    2. Deposit Funds

    • Deposit checks with your Android phone's camera

    • View the processing deposit in your account

    3. Make Transfers and Payments

    • Quickly transfer funds between your Wells Fargo account to other financial institutions

    • Just with a phone number or email address to send and receive money with friends and family

    • Pay your bills with Wells Fargo's Bill Pay service

    4. Track Investments

    • Monitor balances, account activity, holdings, and open orders for your Wells Fargo Advisors and WellsTrade accounts

    • Get real-time charts, quotes, market data, and news.

    __ADS__

    Note:

    • Only certain phones are eligible for enrollment in Fingerprint Sign-on

    • Although all Wells Fargo ATMs have one-time access code technology, some located within secure places that may need you to swipe your cards for entry

    • Not all products and services are available in Spanish

    • Zelle can be used after you register it with mobile numbers, and it is only available to U.S. based bank account holders.

  • Capital One Mobile


    Capital One is a mobile app to help you manage your credit cards, bank accounts, home and auto loans anywhere, anytime. Besides, you can also use Capital One to check account balances, pay bills, view payment activity and transaction details, set up notifications. More functions and features are waiting for you to explore.

    __ADS__

    Features

    ● SureSwipe

    This SureSwipe you can access your accounts instantly just with a swipe.

    ● CreditWise

    With CreditWise you can personalize your app with a greeting name and profile picture — even check and monitor your credit score for free.

    ● Zelle

    Zelle is a procedure to make sure that you can send money to your family or friends securely. Capital One uses industry standard practices to protect and maintain the privacy and security of user’ information online and in our app.

    ● User-friendly

    Capital One is very easy to use and navigate. In fact, it may be easier than any other bank or card apps.

    __ADS__

    Q&A

    ● What is a Capital One’s 360 account?

    Capital One's 360 accounts are primarily online, with deposits available through bank transfers, mobile apps and direct deposit. If you're close to a Capital One-branded ATM, however, you can make a check or cash deposit there.

    ● How to turn on the alerts & notifications?

    The alerts & notifications is very important to keep you informed of your account activities. Following is how to set up alerts & notifications:

    Select “Manage Alerts” from the menu (listed under “Messages”). Check the box for the alerts you wish to receive via email and/or text. Customize the limits for card transactions and balance notifications you wish to receive, if applicable. Click “Save” at the bottom of the screen to save your preference.


  • Turbo

    Turbo Key Features:

    ● *New* Goals: Set your goals and get actionable advice to help you save, reduce your debt, and improve your credit score.

    ● *New* Streaks: See your credit & financial health progress over time. Keep track of the little things that can have a big impact.

    __ADS__

    ● Refund Tracker: See your TurboTax filing status and refund date estimate

    ● Free Credit Score: Check your credit for free with Turbo. Learn your VantageScore credit score, directly pulled from TransUnion. Quickly see changes in your score, celebrate with Turbo when it increases, and monitor credit streaks as you achieve them. Checking your credit report won’t affect your scores.

    ● Free Credit Report: Sign up and get a free credit check with the touch of a button; we’ll provide you with your credit report instantly. Turbo pulls together three important numbers to provide you with further insight into your financial health: verified income, credit score, and debt-to-income ratio. Examine your payment history, credit utilization, types of credit, derogatory marks, and more.

    ● 24/7 Credit Monitoring: Turbo can help you spot identity theft with 24/7 credit monitoring*. Access your free credit report instantly to determine what’s changed.

    ● View Verified Income and Debt in One Place: Turbo is more than a credit score app. Import your taxes from TurboTax to see where you stand with your verified income, debt-to-income ratio, and credit score in a single account dashboard.

    ● Let Smart Tools Do the Math for You: Get insights to help you reach your financial goals. You can see what you may qualify for today and what you might be able to afford in the future on different types of loans.

    __ADS__

    ● Totally Free: Turbo is completely free to use. We won’t upsell you or ask for any credit card info. Check your credit score for free, with just the click of a button.

    ● We value your security: Turbo works hard to safeguard your information by encrypting all of your data stored in our systems.

    Turbo is the financial tool you’ve been waiting for. With up-to-date data and expert knowledge, your credit report may be able to provide you important insights into your financial health. Run a free credit check with Turbo and discover your financial potential.

    *Credit reporting provided by TransUnion. There are various types of credit scores, and lenders use a variety of scores to make lending decisions. The credit score provided by Turbo may not be the specific credit score used by your lender.

  • Experian

    Taken as the leading provider of credit data and services in the US, Experian was the first company which offers online credit reporting services.Experian aims to help customers manage and improve their financial status and protect them against identity theft and fraud. Till now, Experian has kept the credit information of about 220 million US consumers.

    Experian has made a significant contribution for consumers on financial issues through funding programs, financial literacy and non-profit work with public leaders across the America. You can follow Experian on Facebook, Twitter, Youtube, Instagram and more else.

    __ADS__

    Key Features

    ✤ Free Credit Report

    The Experian Credit Report will be updated every a month automatically as soon as you sign in. Meanwhile, you can have a good understanding of your credit accounts, public records and inquiries by viewing your Experian credit report.

    ✤ Monitoring Credit

    We will monitor you if there is someone else opening a new credit profile in your name or under the condition when an inquiry appears on your credit report. You can see the alerts directly on your devices whenever we send you a push notification.

    ✤ Credit At-a-glance

    Experian provides a fun way for you to monitor your credit and see the analysis of accounting. Another function is that in the Credit and Debt Summary section you can know how much you have spent and how much debt you have to see how your credit usage impact your credit.

    __ADS__

    FAQs

    ● Whether checking the report will hurt my credit or not?

    Absolutely not. It doesn't impact your credit to check your credit report using Experian.

    ● Does my Experian Credit Report cost for no charges?

    Yes, Experian offers an entirely free credit report and requires no credit card.

    ● How often will my Credit Report be updated?

    Every 30 days your report will be updated.

    ● If I have already got an account on freecreditreport.com or freecreditscore.com, what shall I do to start with Experian?

    You can directly sign in with your existing username and password to use Experian if you already have one of these accounts.

  • Western Union US

    Easy to Send, Simple to Receive.Send money 24/7, easily view exchange rates, and quickly repeat transfers all from The WU® App.

    Download the Western Union® money transfer app and start sending cash worldwide today!Send money with a few taps and pay for it with your card or start a transfer and complete the payment in cash at a nearby agent location. Your family and friends can receive the money in their bank account, mobile wallet or pick up the cash at more than 500,000 locations in over 200 countries and territories.

    __ADS__

    Main Features:

    SEND MONEY ON THE GO

    • Transfer money 24/7, virtually anywhere you have your phone

    • Check currency exchange rates*

    • Scan your debit and credit cards1 for quick setup – less typing, less mistakes

    • Start a money transfer on the app and pay in cash at an agent location

    • Reach billions of bank accounts worldwide

    • Send cash to over 500,000 international locations

    • Quick-login with Touch ID

    MANAGE YOUR TRANSACTIONS

    • Track transfers on your phone

    • Look up nearby agent locations

    • Set up repeat transfers for your family and friends

    • Pay bills to thousands of companies within in The WU(R) App

    • See past or pending transactions

    • Update and change account details

    __ADS__

    More:

    Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

    Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges.Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985. See terms and conditions for details.

  • State Farm

    With the State Farm® mobile app, you can manage your insurance and banking accounts, request roadside assistance, file and track claims, and much more. Just another way we’re here to help life go right.®

    __ADS__
    View and manage your insurance policies.

    • Quickly pay your insurance bill- even with Android Pay

    • View your auto insurance ID card

    • View your insurance policies and coverage details

    Here to help when you have a claim.

    • File a vehicle, property or vehicle glass claim

    • Track the status of your claim

    • Get assistance with tire changes, dead batteries, stuck vehicles and more

    • Search for repair facilities

    Banking with ease.

    • Transfer funds between State Farm Bank® accounts

    • Check your account balance and view transaction history

    • Deposit checks

    • Pay your State Farm credit card bills

    • Pay other bills (ex. cable bill) using Bill Pay

    __ADS__

    But wait, there’s more!

    • View details of your mutual funds products

    • Personalized reminders and notifications when you login

    • FAQs available in the app when you need them

    • Learn about our other products