As a cash transfer mobile tool launched by Square in 2013, Square Cash allows users to directly send money to each other from a linked debit card, credit card, or any available funds in your Cash app. SquareCash is available for personal and business use and creating two accounts for different payment use is highly recommended. For business account users, Square Cash lets you request payments at the price of 2.75% per transaction.

Bank of America is a mobile finance app that gives users quick online access to log in and manage their Bank of America accounts securely. The app is launched by Bank of America, a multinational banking and financial services corporation which ranked 2nd of largest banks in the United States by assets.

Capital One Wallet is a free mobile wallet app that you can use with your credit cards and debit cards from Capital One Bank and Capital One 360. However, the first thing needs to explain is that this application is not a mobile wallet but a tool helps you keep track of all your real-time purchases and keep you organized all the time. In addition, you can also get instant purchase notifications, lock your cards, get receipt capture directly on your phone and digitize gift cards.